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Monmouth County

County in New Jersey

Median Income$122,727Highest 10%
College-Educated50.6%Highest 10%
Poverty6.4%Lowest 10%

Rank labels are national, vs. all 3,143 US counties.

Data years: 2014 – 2026

23 of 23 sources · 108 data points · 95% field coverage

Economy

Benchmarks: National avg

Per-Capita Income Trajectory

+46.7% since 2015 · US inflation +28.6%

$68,487 2015 $84,729 2020 $100,491 2023

BEA Regional Accounts · Nominal dollars (not inflation-adjusted). Three data points show intervals, not a continuous trend.

Nationally ranks 47th percentile on mortgage denial rate but 6th percentile on poverty rate — a gap of 41 percentile points. Higher denial than poverty alone would predict.

Est. HMDA application volume: 21,179. Sources: CFPB-HMDA × Census ACS. Rank 1 = best outcome.

Demographics

White 72.1%
Hispanic 12.7%
Black 5.9%
Asian 5.3%

Census ACS, 2023

Food Security

An estimated 9.8% of households in New Jersey report being food-insecure in a typical month, and 8.5% of residents receive SNAP benefits — the federal program that helps low-income families buy groceries.

Food Insecurity

9.8%

Natl avg: 12.8% · -3.0 pp vs US

USDA ERS, state-level 2021-23

SNAP Participation

8.5%

Natl avg: 12.4% · -3.9 pp vs US

USDA ERS, state-level 2022

Food insecurity exceeds SNAP coverage by 1.3 percentage points — an apparent safety-net gap.

State-level USDA estimates — not county-specific.  Methodology

Both values are USDA state-level estimates applied uniformly to every county in New Jersey. Food insecurity is a household-survey estimate (not directly comparable to SNAP enrollment share); the gap is shown as an adequacy signal at the state level, not a county-specific measure.

Education

Note: enrollment and spending data may be pro-rated from multi-county school districts — figures reflect a bridged estimate, not district-level totals.

Key Stats

Additional Metrics

Housing

HUD Fair Market Rent data is not yet mapped to this county in our pipeline. It’s one of ~400 counties affected by a pending county-to-metro-area crosswalk fix. Details on /known-issues.

Health

CDC PLACES, 2023 · Modeled estimates · Green = better than national average, red = worse (lower is better for all metrics shown)

Medicare Spending vs Local Income

14.8% of per-capita income ($100,491)

For every dollar the average resident earns in a year, Medicare spends about 15¢ per enrolled beneficiary here. Higher numbers usually mean a lot of older residents, expensive care patterns, or both.

Per-beneficiary Medicare spending as a share of BEA per-capita income. Inflates naturally in counties with a high senior population (compare with SSA ratio). Sources: CMS Medicare Geographic Variation × BEA.

Healthcare Access

Shortage area

Primary care

Shortage area

Dental

Shortage area

Mental health

Health Professional Shortage Area (HPSA) designations are federal flags that mark places where patients may have trouble finding a primary-care doctor, dentist, or mental-health provider. The designation unlocks funding and staffing programs, so areas without one aren’t necessarily well-served — they may just not have applied.

143,479 Medicare beneficiaries · RUCC 1 — Metro - Counties in metro areas of 1 million population or more. HPSA designation is administrative (depends on filed applications), not a pure capacity measure. Sources: HRSA HPSA × CMS Medicare × USDA ERS.

Disasters

28 federally declared disasters since 1977

Most recent: Remnants Of Hurricane Ida — Sep 1, 2021

FEMA OpenFEMA, 2026 · Includes federally declared disasters from 1977 onward. Some historical declarations were issued for evacuee-hosting or mutual aid (e.g., Hurricane Katrina), meaning the underlying event may not have affected this county directly.

Climate

Complete Data

25 sources · 108 data points

Abbreviations used below
  • HMDA — Home Mortgage Disclosure Act (CFPB)
  • HPSA — Health Professional Shortage Area (HRSA)
  • FMR — Fair Market Rent (HUD)
  • OASDI — Old-Age, Survivors, and Disability Insurance (Social Security)
  • SAHIE — Small Area Health Insurance Estimates (Census)
  • RUCC — Rural-Urban Continuum Code (USDA ERS)
  • CBP — County Business Patterns (Census)
  • SNAP — Supplemental Nutrition Assistance Program (USDA)
  • AGI — Adjusted Gross Income (IRS)
  • TRI — Toxics Release Inventory (EPA)
  • LAUS — Local Area Unemployment Statistics (BLS)
  • QCEW — Quarterly Census of Employment and Wages (BLS)
  • ACS — American Community Survey (Census)
  • PEP — Population Estimates Program (Census)
  • BPS — Building Permits Survey (Census)
  • BEA — Bureau of Economic Analysis
  • CFPB — Consumer Financial Protection Bureau
  • ERS — Economic Research Service (USDA)
  • NASS — National Agricultural Statistics Service (USDA)
Data Freshness
bea Apr 16, 2026
bls-laus Apr 16, 2026
bls-qcew Apr 16, 2026
cdc-places Apr 14, 2026
census-acs Apr 14, 2026
census-bps Apr 16, 2026
census-cbp Apr 20, 2026
census-pep Apr 16, 2026
census-sahie Apr 16, 2026
cfpb-hmda Apr 16, 2026
cms-medicare Apr 16, 2026
education Apr 15, 2026
epa-aqs Apr 16, 2026
epa-tri Apr 16, 2026
fdic Apr 15, 2026
fema Apr 14, 2026
hrsa-hpsa Apr 16, 2026
hud-fmr Apr 20, 2026
noaa Mar 21, 2026
noaa-storm-events Apr 16, 2026
ssa Apr 14, 2026
usda-food-env Apr 16, 2026
usda-quickstats Mar 18, 2026
usda-rucc Apr 16, 2026
va-vetpop Apr 16, 2026

Economy & Employment

US Census Bureau

2023

American Community Survey 5-Year

Population 643,615
Median Household Income $122,727
Per Capita Income $65,545
Median Home Value $566,500
Median Gross Rent $1,771
Total Housing Units 269,728
Vacant Housing Units 19,533
Median Age 43.20
Poverty Rate 6.4%
Bachelors Or Higher % 50.6%
Mean Commute Minutes 27.20
Vacancy Rate 7.2%
White % 72.1%
Black % 5.9%
Asian % 5.3%
Native % <0.5%
Hispanic % 12.7%

Bureau of Labor Statistics

2025

Local Area Unemployment Statistics

Unemployment Rate 4.1%
Unemployment Count 13,744
Employment Count 324,523
Labor Force 338,267

Bureau of Labor Statistics

2023

Quarterly Census of Employment and Wages

Total Annual Wages $18.37B
Annual Avg Emplvl 269,218
Avg Annual Pay $68,217
Annual Avg Wkly Wage $1,312
Total Annual Wages Private $16.15B
Annual Avg Emplvl Private 239,227

Bureau of Economic Analysis

2023

Regional Economic Accounts (CAINC1 + CAGDP2)

Personal Income $64.81B
Per Capita Income (BEA) $100,491
Gdp $46.85B

US Census Bureau

2022

County Business Patterns

Establishments 19,735
Employees 247,240
Annual Payroll $15.53B

Demographics & Population

US Census Bureau

2023

Population Estimates Program

Popestimate2023 642,799
Pop Change % 0%
Births 6,315
Deaths 5,769
Natural Change 546
Net Migration -1991
International Mig 924
Domestic Mig -2915

US Department of Veterans Affairs

2023

VetPop2023 County Veteran Population

Veteran Population 22,115

Social Security Administration

2024

OASDI Beneficiaries by State and County

Oasdi Beneficiaries 136,535

US Department of Agriculture

2023

Rural-Urban Continuum Codes

RUCC Code 1 — Metro - Counties in metro areas of 1 million population or more

Health & Healthcare

Centers for Disease Control and Prevention

2023

PLACES: Local Data for Better Health

Diabetes % 7.8%
Obesity % 30.3%
Poor Physical Health % 9.9%
Cholesterol Screening % 88.5%
Depression % 15.1%
High Blood Pressure % 27.7%
Annual Checkup % 76.4%
Poor Mental Health % 14.9%
No Health Insurance % 8.3%

US Census Bureau

2022

Small Area Health Insurance Estimates

Num Insured 486,194
Num Uninsured 31,531
% Uninsured 6.1%
% Insured 93.9%

Health Resources and Services Administration

2026

Health Professional Shortage Areas

Primary Care HPSA Yes
Mental Health HPSA Yes
Dental HPSA Yes
Primary Care HPSA Score 5
Mental Health HPSA Score 15
Dental HPSA Score 11

Centers for Medicare & Medicaid Services

2023

Medicare Geographic Variation

Medicare Beneficiaries 143,479
Medicare Spending Per Capita $14,823.58
ER Visits Per 1000 0.28
Hospital Readmission Rate 0.2%
MA Participation Rate 0.3%

Housing & Finance

Federal Deposit Insurance Corporation

2023

Summary of Deposits

Bank Branch Count 197
Total Deposits $29.56B

Consumer Financial Protection Bureau

2022

Home Mortgage Disclosure Act

Mortgage Originations 16,371
Mortgage Volume $7.39B
Mortgage Denial Rate 22.7%

US Census Bureau

2024

Building Permits Survey

Total Units Permitted 2,782
Single Family Permitted 2,151
Multifamily Permitted 631
Construction Value $568.97M

Education

NCES / US Census Bureau

2022-23

EDGE Multi-County Bridge + F-33 School Finance Survey

Total Enrollment 91,562
Per Pupil Spending $26,119

Agriculture & Food

US Department of Agriculture

2019-2023

Food Environment Atlas

% Laccess Pop 34.1%
Laccess Lowi 29627.71
Grocpth 0.24
% SNAP 8.5%
Foodinsec Rate 9.8%

Environment & Climate

National Oceanic and Atmospheric Administration

2025

Global Summary of the Year (GSOY)

Avg Temp F 53.60
Avg High Temp F 62.10
Avg Low Temp F 45.10
Annual Precip In 44.30
Annual Snow In 17

National Oceanic and Atmospheric Administration

2014-2023

Storm Events Database (2014-2023)

Storm Event Count 321
Tornado Count 8
Flood Count 63
Hail Count 32
Wind Count 198
Winter Count 0
Total Injuries 0
Total Deaths 0
Total Property Damage $5.53M
Total Crop Damage $10

US Environmental Protection Agency

2023

Air Quality System (AQS) Annual Data

Ozone Mean 0.04
AQI Pollutants Monitored 1

US Environmental Protection Agency

2023

Toxics Release Inventory

TRI Facility Count 62
TRI Active Facility Count 56

Disasters

Federal Emergency Management Agency

2026

Disaster Declarations Summaries v2

Disaster Count 28
Disasters 28 items
Most Recent Disaster 2021-09-01
Unique Disaster Count 28

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